Junior Associate of Indian Institute of Banker (JAIIB) is a flagship Course of Indian Institute of Banking and Finance commonly known as IIBF, an Institute for professional excellence in the field of banking and finance.

JAIIB Exam is conducted twice in a year.  The course is based on various acts, latest circular and current practices followed by banks. JAIIB aims at providing maximum level of basic knowledge in banking and financial systems, banking technology, customer relations, basic accountancy and legal aspects necessary for carrying out day to day banking operations.

Cracking these exams without preparation is tough task and it is fact that bankers do not get enough time to prepare for such exam that too serving duty for 10 hrs. Hence most of the candidates appear in such examinations with last minute preparation with fire fighting situation. However with a proper planning of study on routine basis such exam can easily be cracked.


Banks in India reward their employees with additional increments if they pass JAIIB. Clerical and officer staff get one increment for passing JAIIB

JAIIB (Junior Associate of the Indian Institute of Bankers)

Consists of 3 papers :

1. Principles & Practices of Banking
2. Accounting & Finance for Bankers
3. Legal & Regulatory Aspects of Banking.

Only existing employees of banks can write JAIIB Exam. People other than Bank Employees Can write Diploma in Banking and Finance Exam. If Passed, JAIIB examination certificate will be issued After joining the bank. Syllabus & exam pattern for both JAIIB and DBF exams are same. JAIIB Exams are conducted in on-line mode.

JAIIB Exam Pattern :

Total No of Questions – 120 MCQs.
Duration – 2 Hours
Approx – 70 Half Mark, 35 one mark and 15 two mark questions.

Exam Fees


First attempt fee – 2,400*
Second attempt fee – 1,000*
Third attempt fee – 1,000*
Fourth attempt fee – 1,000*

* Plus GST as applicable